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  1. #1

    Join Date
    Jul 2011
    Posts
    1

    Paypal dispute won but no refund yet, HELP WITH BANK?

    i just lost 3000 in paypal, seller doesnt reply and i disputed and won. but it seems the guy got all cash out and there are no money to refund, now what? i payed 2000 with echeque and rest 1000 with gift cards(because the seller wanted a instant transfer and i didnt have any credit cards)
    i dont know what to do and i am made pissed so please dont give me a lecture
    its been less than a month since i send the echeque and i really want to do a chargeback from my bank(either unauthorized charge or fraudlent activity). here are my questions:

    what kind of charge back can i do with my bank(i have BMO)?
    if i try doing a charge back would i get the cash immediately?
    would paypal limit my account because my rest of the 1000 should come back?
    is there anyother way to get the cash, i am young and i know this was a really stupid move?
    if

  2. #2

    Join Date
    May 2011
    Posts
    33

    Re: Paypal dispute won but no refund yet, HELP WITH BANK?

    Once a check is cashed, you cannot do a chargeback. An Echeck is not the same as putting this payment on a credit card. You are out the 2k unless you know where this seller is and can successfully sue them and win in small claims. Same goes with the other 1k that you put on gift cards.

    You asked this question a couple weeks or so ago. The answers were the same as they are now. You did a very foolish thing, and now you are going to learn an expensive lesson.

  3. #3

    Join Date
    May 2011
    Posts
    84

    Re: Paypal dispute won but no refund yet, HELP WITH BANK?

    Why ask 3 times? Once is enough.

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